Guides
Practical how-tos for turning statements into clean spreadsheets.
Balance Sheet Example: Simple and Classified (Annotated)
A complete balance sheet example with every line explained — simple format and classified format — plus a generator to build yours in minutes.
The Balance Sheet Equation: Assets = Liabilities + Equity
The one formula behind every balance sheet — what it means, how to calculate each side, and why it must always balance.
How to Make a Balance Sheet (Small Business Guide + Template)
A practical walk-through of building a balance sheet that balances — what goes in each section and the checks that catch mistakes.
Personal Financial Statement for an SBA Loan: What Lenders Check
How to complete the PFS every SBA lender requires — what to include, how they verify it, and mistakes that stall approvals.
Profit & Loss Statement for Self-Employed (Rentals, Loans, Taxes)
When you're asked for a P&L with no accountant in sight — what it must show and how to produce one honestly in ten minutes.