Free Balance Sheet Template & Generator
Build a clean balance sheet, profit & loss statement, or personal financial statement in minutes — sections and totals calculated for you. Print, PDF, CSV, or Excel.
Built in your browser — nothing you type is stored unless you save it to your account.
We're continually improving our extraction and generation. If a file doesn't convert to your expectations, tell us and we'll fix it.
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BALANCE SHEET
Your business
Private by default
Statements are generated in your browser. Nothing you type is stored unless you save it to your account — and you can delete it anytime.
Accurate extraction
Three statements from one tool — balance sheet, P&L, and the personal financial statement banks request for SBA and commercial loans. Pre-built sections you edit, totals that always add up, a layout a loan officer can read at a glance.
No templates
Reads any layout — every statement comes out as clean, structured rows. Nothing to configure.
Three steps to a clean spreadsheet
Upload your statement
Drag in a PDF or image. No account, no setup.
We read and extract
Every line item is pulled into structured rows — the same fields you'd type in by hand.
Download your data
Get a clean CSV free, or Excel and batches with Pro.
From messy PDF to clean rows
Your numbers, typed into sections
A lender-ready statement
| Section | Line | Amount |
|---|---|---|
| Current Assets | Cash & bank accounts | 24,500.00 |
| Current Liabilities | Accounts payable | 6,150.00 |
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Balance Sheet Example: Simple and Classified (Annotated)
→A complete balance sheet example with every line explained — simple fo
The Balance Sheet Equation: Assets = Liabilities + Equity
→The one formula behind every balance sheet — what it means, how to cal
Simple pricing
Free to try. Pick a plan when you need volume.
Anonymous
$0 no signupBuild a statement right now.
- All three statement types
- Print / save as PDF
- CSV download
Free account
$0 · registerSave statements for updates.
- Everything in Anonymous
- Saved statements (24h)
- No credit card
Starter
For steady monthly use.
100 conversions / month
- 100 conversions / month
- Excel (.xlsx) + all export formats
- Batch upload
- Email support
Professional
For professionals and small firms.
300 conversions / month
- 300 conversions / month
- Excel (.xlsx) + all export formats
- Batch upload
- API access
- Priority support
Business
For firms and heavy volume.
1,000 conversions / month
- 1,000 conversions / month
- Everything in Professional
- Team members (linked users)
- Priority support
1 conversion = one document of up to 25 pages. Longer documents count as one conversion per additional 25 pages.
Refer a friend, get 10 free credits
You both get 10 conversion credits when they sign up — no limit.
Questions
Is the balance sheet template free?+
Yes — fill in the sections and print or save your balance sheet as a PDF free, no signup. Excel export comes with paid plans.
What goes on a balance sheet?+
Assets (what you own: cash, receivables, inventory, equipment), liabilities (what you owe: payables, cards, loans), and equity. The golden rule: Assets = Liabilities + Equity — our totals make the check obvious.
What is a personal financial statement (PFS)?+
The statement of personal assets and liabilities that banks require for SBA loans, commercial mortgages, and personal guarantees. Switch the type to Personal Financial Statement — the sections match what lenders expect (SBA Form 413 style).
Can I make a profit & loss statement too?+
Yes — the P&L type gives you Revenue, COGS, and Operating Expenses sections with net income math. It's the statement landlords and lenders ask self-employed applicants for.
Will lenders accept this?+
The layout follows standard accounting presentation — sections, line items, and totals a loan officer expects. For audited statements you need a CPA; for the routine 'send us a balance sheet/PFS' request, this is exactly that document.
My balance sheet doesn't balance — what's wrong?+
If Assets ≠ Liabilities + Equity, something is missing or double-counted — usually retained earnings or an owner draw. The live section totals help you find the gap fast.