Profit and Loss Statement — Free Template & Generator
Revenue, cost of goods, and operating expenses with net income calculated — the P&L that lenders, landlords, and tax preparers ask self-employed people for.
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BALANCE SHEET
Your business
How the Profit and Loss Statement converter works
Upload the statement
Drag in a Profit and Loss Statement PDF or image — no account, no setup.
We read and extract
Every line item becomes a structured row — the fields you'd otherwise type by hand.
Download your data
CSV free, or Excel and batches with Pro.
Questions
Is the balance sheet template free?+
Yes — fill in the sections and print or save your balance sheet as a PDF free, no signup. Excel export comes with paid plans.
What goes on a balance sheet?+
Assets (what you own: cash, receivables, inventory, equipment), liabilities (what you owe: payables, cards, loans), and equity. The golden rule: Assets = Liabilities + Equity — our totals make the check obvious.
What is a personal financial statement (PFS)?+
The statement of personal assets and liabilities that banks require for SBA loans, commercial mortgages, and personal guarantees. Switch the type to Personal Financial Statement — the sections match what lenders expect (SBA Form 413 style).
Can I make a profit & loss statement too?+
Yes — the P&L type gives you Revenue, COGS, and Operating Expenses sections with net income math. It's the statement landlords and lenders ask self-employed applicants for.
Will lenders accept this?+
The layout follows standard accounting presentation — sections, line items, and totals a loan officer expects. For audited statements you need a CPA; for the routine 'send us a balance sheet/PFS' request, this is exactly that document.
My balance sheet doesn't balance — what's wrong?+
If Assets ≠ Liabilities + Equity, something is missing or double-counted — usually retained earnings or an owner draw. The live section totals help you find the gap fast.